The gateway behind the checkout.
A trusted payment gateway for eCommerce, recurring billing, and virtual terminal — battle-tested at scale. The piece that sits between your website and your merchant account. Real rates and 24/7 bilingual support behind it.
eCommerce checkout
Subscription billing
Terminal for keyed sales
Bilingual support
The plumbing between your site and your money.
A gateway isn’t a terminal and it isn’t a merchant account. It’s the layer that securely carries a card number from a web form to the processor — and it’s what you need the moment you sell somewhere other than a counter.
eCommerce checkout
Takes card payments from your website, with a hosted page option so sensitive card data never touches your own server.
Recurring billing
Subscriptions, memberships, and payment plans that run on schedule without someone re-keying a card every month.
Virtual terminal
Key a card in from a browser for phone and mail orders, without a physical terminal on the desk.
Works with the usual carts
Well-supported by WooCommerce, Shopify, Magento and most other platforms — usually a plugin and a set of keys rather than a build.
Fraud screening
Configurable filters on the gateway so obviously bad orders are stopped before they reach your merchant account.
Long track record
One of the oldest gateways in the market. Unglamorous, widely documented, and unlikely to surprise your developer.
What it is, and what it connects.
A gateway is software, not hardware — there’s nothing to ship, and no spec sheet to read. What matters is what it connects to and what it costs to run.
Payment gateway (software, no hardware)
eCommerce, recurring billing, virtual terminal
WooCommerce, Shopify, Magento and most major carts
A merchant account — the gateway alone doesn’t process payments
24/7 bilingual, same team from quote to go-live
Made for selling off the counter.
Not sure whether you need Authorize.net or NMI? We’ll pick based on your cart, your billing model, and what you already run — no upsell.
Connected, tested, taking payments.
Send a recent processing statement — we come back with an apples-to-apples quote including gateway fees.
We open the gateway account, link it to your merchant account, and configure the fraud filters.
Keys into your cart or your developer’s hands, then a test transaction before a single real order runs through it.
A walkthrough of the portal for whoever handles refunds and reporting, plus real 24/7 bilingual support after go-live.
Merchants always ask.
What's the difference between a gateway and a merchant account?
The gateway carries the card data securely from your website to the processor. The merchant account is where the money actually lands. You need both, and they’re often billed separately — which is why gateway fees are worth checking on a quote.
Do I need a developer to set it up?
Usually not. On WooCommerce, Shopify, or Magento it’s a plugin and a set of keys. A bespoke checkout is a different matter, and we’ll say so rather than pretend otherwise.
Authorize.net or NMI — which should I pick?
Authorize.net is the safer default: older, more widely documented, and supported by almost every cart. NMI is the better fit if you want omnichannel, tokenization you can move between processors, or gateway-agnostic recurring billing. We’ll recommend based on your setup, not on which pays us more.
Can I keep it if I change processors later?
Often yes, which is part of the appeal. We’ll confirm the specifics for your account before you commit to anything.
Get an Authorize.net quote — with real rates.
Free consult, no pressure. We’ll quote the gateway fees alongside the processing rate, not after it.
Proudly serving small businesses across all 50 states.
Contact
- 844-767-0111
- info@posbargains.com
- Mon–Sun 7am–7pm
- 24/7/365 emergency support
Quick Links
Equipment
- Clover Station Duo / Solo
- Clover Mini · Flex · Compact · Go
- Clover Kiosk
- Clover KDS 24" / 14" · Kitchen Printer
- Valor VP800 / VP550 / VP100
- Valor VP300 PIN Pad
- Kwik · Union · Rapid · Salido POS
- Gateways: Authorize.net · NMI
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POS Bargains is an Agent of Paysafe Payment Processing Solutions, LLC. Paysafe Payment Processing Solutions, LLC is a registered ISO of Citizens Bank, N.A., Providence, RI — Member FDIC. The Clover trademark and logo are owned by Clover Network, Inc., a First Data company. All other trademarks are the property of their respective owners. POS Bargains is an Agent of North DBA of NorthAB, LLC. North is a registered ISO of BMO Harris Bank N.A.; Citizens Bank N.A.; The Bancorp Bank; FFB Bank; Wells Fargo Bank, N.A.; and PNC Bank, N.A. A qualified merchant account is required for free equipment options. POS Bargains reserves the right to change free equipment requirements at any time.